Accidental Death & Dismemberment

Accidental Death & Dismemberment (AD&D) insurance is a policy that offers financial protection in the event of a serious accident resulting in death or certain severe injuries, such as the loss of a limb, sight, hearing, or paralysis. It pays a benefit to you or your beneficiaries depending on the extent of the injury or loss. AD&D coverage is often used to supplement traditional life insurance, providing an added layer of security for unexpected and accidental events that can have a major financial impact on you and your family.