Index Universal Life
Indexed Universal Life (IUL) insurance is a flexible permanent life insurance policy that offers lifelong coverage and builds cash value based on the performance of a stock market index, such as the S&P 500.
Indexed Universal Life (IUL) insurance is a type of permanent life insurance that provides lifelong protection while allowing you to build cash value over time. The policy’s cash value growth is tied to the performance of a market index, such as the S&P 500, giving you the potential for higher returns compared to traditional whole life policies—without the risk of losing value due to market downturns. IUL policies also offer flexibility in premium payments and death benefits, making them a versatile option for both protection and long-term wealth building.